BANKING AND FINANCE

Founded in 2001, under the leadership of current CEO Sudhakar V K; D2K Technologies has been developing Risk mitigating banking solutions on contemporary technology platforms. It sources and cleanses data, identifies attributes, builds models to eventually deliver actionable knowledge output. The CRisMac suite of solutions helps clients in extracting data lying in silos and validates for its presentation in a coherent manner by satisfying business requirements. It enables Banks and FIs in meeting regulatory compliance, RWA computation and Risk Capital charge computation. Management Information Systems (MIS) through CRisMac suite of products With over 21 years of experience in financial risk management, D2K’s CRisMac suite of products have been enabling clients to deal with data-related challenges like extraction from multiple data sources, data granularity, data cleansing, data inconsistency, data gaps, data validation, data processing for meaningful insights and auditable back-testing results. Future-Ready Risk Solutions for Banks and NBFCs Our risk mitigation models identify default attributes of the credit exposures and predict the Probability of Default (PD) with more than 80 percent exposures being correctly classified in back-testing exercises. The D2D models provide a scientific and auditable basis for addressing the challenges of Dynamic Provisioning (DP) for credit portfolio based on exposure-wise PD on 8-sigma. Our approach provides a basis for specific provisioning for standard, performing exposures and thereby optimize the regulatory and supervisory Risk Capital required to be maintained by the bank. In this manner cyclical downturns in the economy can be effectively addressed by the banks and FIs.